{"id":1335,"date":"2022-07-17T07:23:49","date_gmt":"2022-07-17T07:23:49","guid":{"rendered":"https:\/\/www.menygroup.com\/en\/?page_id=1335"},"modified":"2023-01-02T08:17:53","modified_gmt":"2023-01-02T08:17:53","slug":"reverse-mortgage","status":"publish","type":"page","link":"https:\/\/www.menygroup.com\/en\/financing-sources\/reverse-mortgage\/","title":{"rendered":"Reverse mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1335\" class=\"elementor elementor-1335\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-363c5aa elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"363c5aa\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;572d401&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5f52c45\" data-id=\"5f52c45\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c4ad0e ob-has-background-overlay elementor-widget elementor-widget-image\" data-id=\"1c4ad0e\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_photomorph_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 09-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"181\" height=\"5\" src=\"https:\/\/www.menygroup.com\/en\/wp-content\/uploads\/2022\/07\/sline.png\" class=\"attachment-full size-full wp-image-1294\" alt=\"\" srcset=\"https:\/\/www.menygroup.com\/en\/wp-content\/uploads\/2022\/07\/sline.png 181w, https:\/\/www.menygroup.com\/en\/wp-content\/uploads\/2022\/07\/sline-150x5.png 150w\" sizes=\"auto, (max-width: 181px) 100vw, 181px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4277f0 animated-fast ob-harakiri-inherit elementor-invisible ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"c4277f0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:434,&quot;_animation_mobile&quot;:&quot;none&quot;,&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 09-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Reverse mortgae <\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e376e47 elementor-align-center ob-has-background-overlay elementor-widget elementor-widget-breadcrumbs\" data-id=\"e376e47\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.menygroup.com\/en\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-theme-elements.min.css\"><p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.menygroup.com\/en\/\">Home<\/a><\/span><\/span><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1962f46 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1962f46\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;a36a87c&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-53cd7d0\" data-id=\"53cd7d0\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e094af5 ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-text-editor\" data-id=\"e094af5\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_postman_use&quot;:&quot;no&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 09-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><b>Another significant financial tool available in the &#8220;Meni Group&#8221; is a reverse mortgage. A mortgage that allows borrowers aged 55 and over to enjoy unique mortgage terms that allow them, among other things, to benefit from the purchase of assets, certainly today when many young couples depend on the mercy of their parents.<\/b> <span style=\"font-weight: 400;\">The need to realize and use the tool of a reverse mortgage, also known as a pension mortgage, has become relevant and significant in recent years in Israel<\/span><span style=\"font-weight: 400;\">, in view of the increase in life expectancy of the elderly<\/span><span style=\"font-weight: 400;\">,<\/span> <span style=\"font-weight: 400;\">with a significant portion of them finding themselves in a shortage of means of financing during the pension period \u2013 a period that should actually allow the elderly to live comfortably and financially.<\/span><\/p>\n<p><a href=\"https:\/\/www.maariv.co.il\/news\/health\/Article-733318\"><span style=\"font-weight: 400;\">https:\/\/www.maariv.co.il\/news\/health\/Article-733318<\/span><\/a><\/p>\n<h2><b>How do I redeem a reverse mortgage?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A reverse mortgage is suitable for those aged 55 and over who own a property that they can pledge and thus use in return for it as a loan, whether it is using the same loan for daily living, financial assistance to family members, moving to sheltered housing or any other need.<\/span><span style=\"font-weight: 400;\"> In a reverse mortgage, there is no <\/span><span style=\"font-weight: 400;\">need to pay current monthly repayments. Therefore, the realization of the mortgage does not require an examination of existing income, there is no obligation to hold life insurance, when at the end of the same process it is possible to sell the borrower&#8217;s property and return it to the lending entity. This is in addition to the accrued interest, which can even be financed, in most cases, from the increase in the value of the property over the years.<\/span><\/p><p><span style=\"font-weight: 400;\"><br><\/span><\/p>\n<h2><b>Combined reverse mortgage track<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The existing need to realize a mortgage for those aged 55 and over varies for every person. In some cases, borrowers need a considerable sum of money to realize a significant expense for themselves or their family members. In other cases, there is a need to allow the borrower a higher monthly budget than what he receives as part of his pension alongside other added payments to which he is entitled.<\/span> <span style=\"font-weight: 400;\">The flexibility of a reverse mortgage also offers an integrated mix. A mix that allows the borrower to enjoy an addition to his monthly income along with budgeting in the form of a high one-time payment, whether for the wedding of his children, the purchase of property for his children or any other immediate need. <\/span><span style=\"font-weight: 400;\">The <\/span><span style=\"font-weight: 400;\">addition of monthly income can be done in several ways, to ensure that the borrower&#8217;s use of the supplement given to him is conducted responsibly. The same arrangement allows, for example, buying at several predetermined businesses (such as supermarkets, supermarkets, post office, etc.) and withdrawing cash each month up to a certain amount. If an unused balance stays each month, this can<\/span><span style=\"font-weight: 400;\"> be transferred to the <\/span><span style=\"font-weight: 400;\">next month and thus the borrower will be able to enjoy a higher amount for his personal use and needs.<\/span><\/p><p><span style=\"font-weight: 400;\"><br><\/span><\/p>\n<h2><b>A balancing factor between children and parents<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The idea of a reverse mortgage often causes disagreements between the elderly and their children. The idea of realizing a reverse mortgage has and comes from one of the parties, when the opposing party does not agree and connects to the idea, certainly in the face of the knowledge that in most cases the lender will realize the existing property at the end of the loan period.<\/span><span style=\"font-weight: 400;\"> The same factor that can balance and mediate between the two parties is the lender. The realization of a reverse mortgage in the &#8220;<\/span><span style=\"font-weight: 400;\">Meni Group&#8221; is done in a way that considers the wishes and concerns of both parties. Through the experience of our professional teams, family members will be able to stay away from a reverse mortgage, while being able to allow the parties the maximum flexibility possible. This is so that the realization of the same mortgage will lead to the desired results without causing rifts and distancing between the family members.<\/span><\/p><p><span style=\"font-weight: 400;\"><\/span><b>Reverse mortgage \u2013 main points:<\/b><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">\u2013<\/span><span style=\"font-weight: 400;\">Suitable for those aged 55 and over<\/span><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">\u2013 Recovery of principal and interest only after the death of the borrower.&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">\u2013 <\/span><span style=\"font-weight: 400;\">Recovery of the principal and interest through the borrower&#8217;s property or through his heirs<\/span><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">\u2013<\/span> <span style=\"font-weight: 400;\">There is no need to pay monthly refunds.&nbsp;<\/span><\/p><p><span style=\"font-weight: 400;\">Have you concluded that the realization of a reverse mortgage will make it easier and upgrade your life? Need a loan on favorable terms for you or your family?<\/span><\/p><p><a href=\"https:\/\/www.menygroup.com\/contact-us\/\"><span style=\"font-weight: 400;\">Contact us<\/span><\/a>&nbsp;<span style=\"font-weight: 400;\">today!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4c95f4 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e4c95f4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;8f00227&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;_ob_glider_is_slider&quot;:&quot;no&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-07cfda8\" data-id=\"07cfda8\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1eee2bf ob-harakiri-inherit ob-has-background-overlay elementor-widget elementor-widget-heading\" data-id=\"1eee2bf\" data-element_type=\"widget\" data-settings=\"{&quot;_ob_use_harakiri&quot;:&quot;yes&quot;,&quot;_ob_harakiri_writing_mode&quot;:&quot;inherit&quot;,&quot;_ob_harakiri_text_clip&quot;:&quot;none&quot;,&quot;_ob_widget_stalker_use&quot;:&quot;no&quot;,&quot;_ob_poopart_use&quot;:&quot;yes&quot;,&quot;_ob_shadough_use&quot;:&quot;no&quot;,&quot;_ob_allow_hoveranimator&quot;:&quot;no&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Free Consult\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-01d2743\" data-id=\"01d2743\" data-element_type=\"column\" data-settings=\"{&quot;_ob_column_hoveranimator&quot;:&quot;no&quot;,&quot;_ob_column_has_pseudo&quot;:&quot;no&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div 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